Memupuk semangat berniaga di IPTA

SINTOK: Universiti Utara Malaysia (UUM) sedang mengadakan pesta konvokesyen yang ke-29 yang berlangsung dari 9 hingga 16 November 2016. Majlis perasmian pesta berkenaan telah dirasmikan oleh YAB Dato’ Seri Ahmad Bashah Bin Md. Hanipah, Menteri Besar Kedah.

Pesta konvokesyen ke-29 ini juga membuka peluang kepada para pelajar universiti bagi mencungkil bakat keusahawanan mereka dengan membuka gerai perniagaan mereka yang tersendiri. Peluang keemasan ini tidak seharusnya disiakan oleh para pelajar yang berminat dalam bidang perniagaan. Ini kerana, ia dapat membuka mata para siswazah dalam mengenali dunia perniagaan.

Pelajar pengurusan perniagaan, Amirul Ashraf (tengah) bersama rakannya berniaga di tapak pesta konvokesyen ke-29. Foto Nabil Fikri

Amirul Ashraf Bin Mohammad, 23, pelajar pengurusan perniagaan semester tujuh juga tidak ketinggalan dalam mengambil bahagian bagi menyertai peluang keemasan ini. Beliau membuka gerai minuman bersama rakannya. Menu minuman istimewa yang disediakan ialah cincau karamel.

Beliau sebelum ini memang aktif berniaga di setiap karnival yang terdapat di dalam kampus. Dengan pengalaman yang ada, beliau tidak teragak-agak untuk membuka gerai minumannya di tapak konvokesyen pula.

Menurut beliau, “saya seronok berniaga di dalam kampus, ramai rakan saya memberitahu bahawa air yang saya buat sangat sedap dan harganya juga berbaloi. Jadi, saya buka gerai ini untuk memenuhi citarasa pelanggan saya disamping memperoleh sedikit wang bagi menampung kos sara hidup yang meningkat”.

Tambah beliau lagi, “saya mengambil kos pengurusan perniagaan. Peluang ini membolehkan saya menggilap bakat berniaga yang baru hendak berjinak dalam bidang ini. Untuk dapat tapak di pesta konvo ini bukannya senang, banyak prosedur yang perlu dipatuhi untuk dapatkannya”.

Beliau juga berharap agar ramai lagi pelajar yang mengambil bahagian dalam pesta konvokesyen yang seterusnya. Hal ini kerana, aktiviti ini dapat mengeratkan silaturahim dan dapat mengenali lebih ramai orang.

Seperti yang kita tahu aktiviti perniagaan adalah merupakan perkara yang sangat mulia kerana rasulullah juga menuntut kita agar berniaga. Ia kerana, aktiviti perniagaan dapat menghapuskan riba dan sumber yang diperoleh juga menjadi bersih. 

Pengenalan diri

Assalamualaikum semua. Alhamdulillah dan syukur kehadrat ilahi kerana diberi kesihatan dan diberikan nikmat hidup di dunia ini supaya dapat melakukan ibadah kepadanya. Dengan cuaca yang baik hari ini terdetik di hati saya untuk menceritakan serba sedikit tentang kehidupan saya. Fuhh, dah macam pak ustaz bagi ceramah pulak. :)

Baiklah, kita gunakan bahasa melayu yang lebih santai la ye. Sebab apa? Sebab ini blog saya kan, apa salahnya. :) Nama diberi oleh ibu dan ayah saya ialah Nabil Fikri Bin Abdullah. Nabil bermaksud pandai dan cerdik. Fikri pula bermaksud fikiran. Digabungkan mejadi fikiran yang cerdik. Indahkan nama saya. Ramai rakan dan teman serta ahli keluarga memanggil Nabil sebagai kata ganti nama yang kedua kepada saya. kan ada orang tua-tua kata, kalau 40 orang memanggil kita dengan sesuatu panggilan, ianya menjadi satu doa buat kita. Sebabtu la saya pandai kot, hehe. 

Tahun ini saya berumur 22 tahun. Dah boleh kahwin dah kot. :) saya dilahirkan pada 30 Mei 1994 di Hospital Besar Kangar. Maaflah, tak ingat pulak nama doktor yang menyambut saya. Apapun, terima kasih kerana tidak mencederakan saya. Alhamdulillah diberikan nikmat sempurna tubuh badan dan tidak mengalami sebarang kecacatan.

Saya pernah menetap di 3 buah negeri yang berbeza iaitu, Pulau Pinang, Perak dan Perlis. Semasa saya menetap di Pulau Pinang, saya bersekolah di SMKA Al-Mashoor (L). 

Di sini lah tempat saya mematangkan diri dan menambah ilmu pengetahuan dalam kehidupan. Masih segar diingatan semua memori dan kenangan di sekolah ini. Guru-guru yang tidak lokek untuk menyampaikan ilmu dan rakan-rakan seperjuangan yang sentiasa membimbing saya kearah kebaikan. Sehingga ke hari ini saya masih berhubung dengan rakan-rakan saya. 

Kemudian saya mendapat tawaran ke Matrikulasi Perak. 

Di sani waktunya agak singkat, tetapi pengalaman yang saya dapat sangatlah bermakna. Di sini, adalah masa di mana pengajaran di sekolah tamat dan pengajaran pra universiti bermula.  

Setelah setahun berada di matrikulasi, saya ditawarkan untuk mengambil ijazah di Universiti Utara Malaysia. 

Di sini saya berharap saya dapat menimba ilmu yang bermanfaat agar menjadi insan yang berguna kelak. suasana disini sangat indah dan udaranya yang nyaman. Seperti mana yang diketahui UUM di kelilingi hutan simpan dan bukit bukau.

Akhir sekali, inilah serba sedikit tentang diri dan kehidupan saya. Nak tahu lebih lanjut boleh lah hubungi saya di facebook. :)

Facebook  : Nabil Fikri
Twitter      : @nfnabilfikri
Instagram : @nfnabilfikri

how to manage money

hey there,

i am a person that dont usually save 

i just spend it with all my heart.

haha

and now i realize that i need to manage my money properly.

this is for my own good to

so there are tips you need to save money

1. Kill your debt first. Simply calculating how much you spend each month on your debts will illustrate that eliminating debt is the fastest way to free up money. Once the money is freed from debt payment, it can easily be re-purposed to savings. Plus, the sooner you pay off debt, the less interest you'll pay, and that money can be saved instead.

• If you choose to start saving before you completely pay off your debt, however, look into consolidating your debts so that you're not paying as much interest.
• The only money-saving that should take precedence over getting out of debt is to create an emergency fund (setting aside enough money so that if you lose your income, you can survive for 3-6 months). If you don't already have an emergency fund, you should start contributing to one immediately.

2. Set savings goals. For short-term goals, this is easy. If you want to buy a video game, find out how much it costs; if you want to buy a house, determine how much of a down payment you’ll need. For long-term goals, such as retirement, you’ll need to do a lot more planning (figuring out how much money you’ll need to live comfortably for 20 or 30 years after you stop working), and you’ll also need to figure out how investments will help you achieve your goals.

3. Establish a time-frame. For example: "I want to be able to buy a house two years from today." Set a particular date for accomplishing shorter-term goals, and make sure the goal is attainable within that time period. If it’s not attainable, you’ll just get discouraged.

4. Figure out how much you’ll have to save per week, per month, or per paycheck to attain each of your savings goals. Take each thing you want to save for and figure out how much you need to start saving now. For most savings goals, it’s best to save the same amount each period. For example, if you want to put a $20,000 down payment on a home in 36 months (three years), you’ll need to save about $550 per month every month. But if your paychecks amount to $1000, it might not be a realistic goal, so adjust your time-frame until you come up with an approachable amount.

5. Keep a record of your expenses. What you save falls between two activities and their difference: how much you make and how much you spend. Since you have more control over how much you spend, it's wise to take a critical look at your expenses. Write down everything you spend your money on for a couple weeks or a month. Be as detailed as possible, and try not to leave out small purchases. Assign each purchase or expenditure a category such as: Rent, Car insurance, Car payments, Phone Bill, Cable Bill, Utilities, Gas, Food, Entertainment, etc.

• Keep a small notebook with you at all times. Get in the habit of recording every expense and saving the receipts.
• Sit down once a week with your small notebook and receipts. Record your expenses in a larger notebook or a spreadsheet program.
• There are also many apps you can download to your phone that will help you keep track of your expenses.

source from : http://www.wikihow.com/Save-Money

counting stars

 counting stars

[Chorus:]
Lately I been, I been losing sleep
Dreaming about the things that we could be
But baby, I been, I been prayin' hard
Said no more counting dollars
We'll be counting stars
Yeah, we'll be counting stars

[Verse 1]
I see this life
Like a swinging vine
Swing my heart across the line
In my face is flashing signs
Seek it out and ye shall find

Old, but I'm not that old
Young, but I'm not that bold
And I don't think the world is sold
I'm just doing what we're told

I feel something so right
By doing the wrong thing
And I feel something so wrong
By doing the right thing
I couldn't lie, couldn't lie, couldn't lie
Everything that kills me makes me feel alive

[Chorus:]
Lately I been, I been losing sleep (hey!)
Dreaming about the things that we could be
But baby, I been, I been prayin' hard (hey!)
Said no more counting dollars
We'll be counting stars
Lately I been, I been losing sleep (hey!)
Dreaming about the things that we could be
But baby, I been, I been prayin' hard (hey!)
Said no more counting dollars
We'll be, we'll be counting stars

[Verse 2:]
I feel the love
And I feel it burn
Down this river every turn
Hope is our four letter word
Make that money
Watch it burn

Old, but I'm not that old
Young, but I'm not that bold
And I don't think the world is sold
I'm just doing what we're told

And I feel something so wrong
By doing the right thing
I couldn't lie, couldn't lie, couldn't lie
Everything that drowns me makes me wanna fly

[Chorus:]
Lately I been, I been losing sleep (hey!)
Dreaming about the things that we could be
But baby, I been, I been prayin' hard
Said no more counting dollars
We'll be counting stars
Lately I been, I been losing sleep (hey!)
Dreaming about the things that we could be
But baby, I been, I been prayin' hard (hey!)
Said no more counting dollars
We'll be, we'll be counting stars

Oh, oh, oh.

[Bridge 4x:]
Take that money
Watch it burn
Sink in the river
The lessons I learned

Everything that kills me makes me feel alive

[Chorus:]
Lately I been, I been losing sleep (hey!)
Dreaming about the things that we could be
But baby, I been, I been prayin' hard (hey!)
Said no more counting dollars
We'll be counting stars
Lately I been, I been losing sleep
Dreaming about the things that we could be
But baby, I been, I been prayin' hard
Said no more counting dollars
We'll be, we'll be counting stars

[Outro 4x:]
Take that money
Watch it burn
Sink in the river
The lessons I learned

how to lose weight

im now in progress to lose my weight. but i dont know why except for controlling my eating habit. 

haha

so, i got an idea to look for a tips at google.

yah, you can know everything by 'googling' it.

and i got the information that i want.

so i want to share the info.

1. Eat Breakfast Every Day. One habit that's common to many people who have lost weight and kept it off is eating breakfast every day. "Many people think skipping breakfast is a great way to cut calories, but they usually end up eating more throughout the day, says Elizabeth Ward, MS, RD, author ofThe Pocket Idiot's Guide to the New Food Pyramids.  "Studies show people who eat breakfast have lower BMIs than breakfast-skippers and perform better, whether at school or in the boardroom." Try a bowl of whole-grain cereal topped with fruit and low-fat dairy for a quick and nutritious start to your day.
2. Close the Kitchen at Night. Establish a time when you will stop eating so you won't give in to the late-night munchies or mindless snacking while watching television. "Have a cup of tea, suck on a piece of hard candy or enjoy a small bowl of light ice cream or frozen yogurt if you want something sweet after dinner, but then brush your teeth so you will be less likely to eat or drink anything else," suggests Elaine Magee, MPH, RD, WebMD's "Recipe Doctor" and the author of Comfort Food Makeovers.
3. Choose Liquid Calories Wisely. Sweetened drinks pile on the calories, but don't reduce hunger like solid foods do.  Satisfy your thirst with water, sparkling water with citrus, skim or low-fat milk, or small portions of 100% fruit juice. Try a glass of nutritious and low-calorie vegetable juice to hold you over if you get hungry between meals. Be careful of alcohol calories, which add up quickly.  If you tend to drink a glass or two of wine or a cocktail on most days, limiting alcohol to the weekends can be a huge calorie saver.
4. Eat More Produce.  Eating lots of low-calorie, high-volume fruits and vegetables crowds out other foods that are higher in fat and calories. Move the meat off the center of your plate and pile on the vegetables. Or try starting lunch or dinner with a vegetable salad or bowl of broth-based soup, suggests Barbara Rolls, PhD, author of The Volumetrics Eating Plan. The U.S. government's 2005 Dietary Guidelines suggest that adults get 7-13 cups of produce daily. Ward says that's not really so difficult: "Stock your kitchen with plenty of fruits and vegetables and at every meal and snack, include a few servings," she says. "Your diet will be enriched with vitamins, minerals, phytonutrients, fiber, and if you fill up on super-nutritious produce, you won't be reaching for the cookie jar." 
5. Go for the Grain.  By substituting whole grains for refined grains like white bread, cakes, cookies, and pretzels, you add much-needed fiber and will fill up faster so you're more likely to eat a reasonable portion. Choose whole-wheat breads and pastas, brown rice, bran flakes, popcorn, and whole-rye crackers. 
6. Control Your Environments.  Another simple strategy to help cut calories is to control your environment -- everything from stocking your kitchen with lots of healthy options to choosing the right restaurants. That means avoiding the temptation by staying away from all-you-can-eat restaurants.  And when it comes to parties, "eat a healthy snack before so you won't be starving, and be selective when you fill your plate at the buffet," suggests Ward.  Before going back for more food, wait at least 15 minutes and have a big glass of water.
7. Trim Portions. If you did nothing else but reduce your portions by 10%-20%, you would lose weight. Most of the portions served both in restaurants and at home are bigger than you need.  Pull out the measuring cups to get a handle on your usual portion sizes, and work on paring them down.  Get instant portion control by using small bowls, plates, and cups, says Brian Wansink, PhD, author of Mindless Eating. You won't feel deprived because the food will look plentiful on dainty dishware.
8. Add More Steps. Get yourself a pedometer and gradually add more steps until you reach 10,000 per day. Throughout the day, do whatever you can to be more active -- pace while you talk on the phone, take the dog out for an extra walk, and march in place during television commercials.  Having a pedometer serves as a constant motivator and reminder.
9. Have Protein at Every Meal and Snack.  Adding a source of lean or low-fat protein to each meal and snack will help keep you feeling full longer so you're less likely to overeat. Try low-fat yogurt, small portion of nuts, peanut butter, eggs, beans, or lean meats. Experts also recommend eating small, frequent meals and snacks (every 3-4 hours), to keep your blood sugar levels steady and to avoid overindulging.
10. Switch to Lighter Alternatives. Whenever you can, use the low-fat versions of salad dressings, mayonnaise, dairy products, and other products.  "You can trim calories effortlessly if you use low-fat and lighter products, and if the product is mixed in with other ingredients, no one will ever notice," says Magee. More smart substitutions: Use salsa or hummus as a dip; spread sandwiches with mustard instead of mayo; eat plain roasted sweet potatoes instead of loaded white potatoes; use skim milk instead of cream in your coffee; hold the cheese on sandwiches; and use a little vinaigrette on your salad instead of piling on the creamy dressing.

copy from : http://www.webmd.com/diet/features/10-ways-to-lose-weight-without-dieting

bestfriends

there all my bestfriends. this is at Batu Ferringghi beach.

'our trip our memories of life'

haha

This is one of my best trip around penang. we having fun from morning untill night.

many sweet memories have happen.

and now i was far away from penang. 

i stay in perlis already.

dont know when i can go out with my friend again.

who am i

im not a like others people who introduce themselfe in the first post.

ok, this is the place who dont know about me gonna fall in love with me. haha

my name is Nabil Fikri Bin Abdullah.

20 years old this year.

and because this is for assignment, this is my matric number, 225313

im studying in

you can add my fb: Nabil Fikri

you can follow my twitter: @nfnabilfikri

you can e-mail me at nabil_ranc12@yahoo.com.

:))